Marketing and Promotion Agency E&O Insurance

Features and Benefits

Errors & Omissions Insurance (E&O) is also known as Professional Liability Insurance. The policy provides protection for the agency’s wrongful acts or those of others i.e. subcontractors, for which the agency is legally liable. Claims could be brought by the agency’s clients or from consumers who allege financial loss due to the policyholder’s acts.

●  Coverage applies to the agency’s professional services performed for others for a fee including: Advertising Services, public relations activities, including press releases, publicity articles, personal appearances and promotional broadcasts and telecasts, marketing activities, including direct mail marketing and sales promotions activities, advertising, publicity or promotion (including contests, sweepstakes and games) of any kind.

●  Unlike most Miscellaneous E&O and Advertiser Liability policies, our Policy will cover claims that arise as a result of the over redemption of coupons, premium, prizes or other valuable consideration for a promotion as a result of printing, production or other error or game materials related to the promotion.

●  Tailored for the agency business to address their unique legal liability exposures. The policy responds to claims that a standard miscellaneous E&O or advertisers liability will not.

●  Our carrier has paid complicated claims under the program and understands the unique operations of the promotion agency business.

●  The policy complies with the marketer’s requirement that agencies carry E&O/Advertising and Promotion coverage. Having this coverage in place on an annual basis becomes a marketing tool for the agency to attract and stabilize business.

●  Coverage is also available for Printer’s E&O.